Why Choose Gray Owl

Hello — I’m Robert Zalkin (NPN 21755389), founder of Gray Owl Health Insurance Agency and your dedicated guide through the maze of health coverage. I didn’t get into this business because I wanted to work in insurance; I got into it because I believe too many people face major decisions about their health and finances without clear, honest guidance.

Before founding Gray Owl, I spent years in business, finance and customer service. I saw people overwhelmed by plan options, paying more for coverage than they needed, or locked into networks that didn’t fit their lives. So I set out to do things differently.

At Gray Owl you’ll find:

• Straight talk — I explain every option in plain English, no jargon, no pressure.

• Your interests first — I work for you, not the insurance company. My loyalty is to your best outcome.

• Personal attention — From your first consultation to your annual review, I’ll be there. You’ll always be able to ask me questions, and I’ll take the time to listen and make sure you understand.

Whether you’re turning 65, switching jobs, or simply comparing your options, you’ll get my full attention and expertise. I’m here to make sure you not only have a plan — but the right plan for you.

Let’s talk about your goals, your challenges, and your peace of mind. I’d be honored to help.