Expert Guidance for Medicare and Health Insurance Plans
Health Insurance Made Simple.
At Gray Owl Health Insurance Agency, we help individuals, families, and seniors navigate the complex world of health coverage with confidence. Whether you’re exploring Medicare Advantage, Marketplace, or private plans — we make sure you understand your options before you choose.
We Make Health Insurance Simple.
Choosing the right health plan shouldn’t be stressful.
As an independent agency, we represent multiple insurance carriers — not just one.
So we can find the plan that fits your needs, budget, and lifestyle.
We help with:
Medicare Advantage & Supplement Plans
Individual & Family Health Insurance
Employer Group Plans
Dental, Vision, and Prescription Coverage
Health Insurance Plans Tailored to You
Our agency provides full-service guidance for every stage of life.
Medicare Advantage & Medicare Supplement
Turning 65 or already on Medicare? We’ll help you compare Medicare Advantage (Part C), Supplement (Medigap), and Prescription Drug (Part D) plans - so you understand what’s covered, what’s not, and how to avoid costly surprises.
Individual & Family Health Plans
We work with top-rated insurance carriers to find affordable, comprehensive plans through the Marketplace or directly from private insurers. Perfect for the self-employed, early retirees, and families needing reliable coverage.
Employer Group Plans
If you’re a small business owner, we can help you design a plan that protects your employees and fits your company’s budget.
Dental, Vision & Prescription Coverage
Add-on benefits that complete your health protection.
Schedule a Free Consultation
We’ll review your current coverage, explain your options, and help you make a confident choice — all at no cost to you.
About our company
Expert Guidance You Can Trust.
Founded by Robert Zalkin (NPN 21755389), Gray Owl Health Insurance Agency was built on one simple belief: everyone deserves honest, transparent advice about their health coverage.
Robert created Gray Owl to be different — focused on education, clarity, and personal attention.
We believe in:
Explaining every option in plain English
Prioritizing your best interests, not the insurance company’s
Making complex choices simple and stress-free
Whether you’re turning 65, changing jobs, or just trying to find better coverage, we’re here to help you make an informed decision.
Contact Us
Let’s Make Health Insurance Simple.
Whether you’re new to Medicare, exploring new coverage, or just want a second opinion — we’re here to help.